*{box-sizing:border-box}body{margin:0;background:#f7fafb;color:#14283c;font:17px/1.7 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#087d83}a:hover{text-decoration:underline}.wrap{max-width:1120px;margin:auto;padding:0 24px}.top{background:#10283d;color:white}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px;flex-wrap:wrap}.nav a{color:white;text-decoration:none;font-size:14px}.navlinks{display:flex;gap:20px;flex-wrap:wrap}.brand{font-size:22px!important;font-weight:850;letter-spacing:-.7px}.brand span{color:#53d6c9}.hero{padding:86px 0 76px;background:linear-gradient(120deg,#10283d,#125b65);color:white}.hero h1{font-size:clamp(36px,6vw,66px);line-height:1.08;max-width:850px;letter-spacing:-2px;margin:10px 0 22px}.hero p{max-width:720px;color:#d5ebed;font-size:21px}.eyebrow{font-size:13px;letter-spacing:2px;text-transform:uppercase;font-weight:800;color:#2bd2bd}.button{display:inline-block;background:#0a9c93;color:white!important;text-decoration:none;padding:13px 22px;border-radius:9px;font-weight:750;margin:8px 10px 8px 0}.button.secondary{background:white;color:#153b4c!important}.section{padding:52px 0}.section h2{font-size:clamp(26px,3vw,36px);line-height:1.2;letter-spacing:-.8px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:18px}.card{background:white;border:1px solid #dae7e8;border-radius:14px;padding:23px;box-shadow:0 5px 20px #153b4c08}.card h3{margin:0 0 9px;line-height:1.35}.card p{font-size:15px;color:#526575}.card a{text-decoration:none;font-weight:750}.article{max-width:790px;margin:0 auto;padding:45px 24px 90px}.article h1{font-size:clamp(34px,5vw,54px);line-height:1.12;letter-spacing:-1.7px}.article h2{font-size:30px;line-height:1.25;margin-top:48px}.article h3{font-size:22px;margin-top:30px}.article p,.article li{color:#344b5b}.article li{margin:9px 0}.muted{color:#58717c}.note{background:#e8f6f4;border-left:4px solid #0b9d92;padding:18px 22px;border-radius:6px;margin:28px 0}.breadcrumbs{font-size:14px;color:#647782}.breadcrumbs a{color:#446675}.cta{background:#10283d;color:white;padding:30px;border-radius:15px;margin:45px 0}.cta p{color:#d5ebed}.cta h2{margin-top:0}.footer{background:#10283d;color:#d0e4e6;padding:42px 0;font-size:14px}.footer a{color:#d0e4e6}.footlinks{display:flex;flex-wrap:wrap;gap:18px}.pill{display:inline-block;border-radius:30px;background:#dcf4f1;color:#087d83;padding:4px 12px;font-size:13px;font-weight:750}table{border-collapse:collapse;width:100%;font-size:15px}td,th{border:1px solid #d4e2e5;padding:12px;text-align:left;vertical-align:top}th{background:#e8f6f4}@media(max-width:650px){.nav{padding:16px 0}.navlinks{gap:10px}.hero{padding:60px 0}.section{padding:34px 0}.article{padding-top:28px}}
/* Persistent navigation and editorial sidebar */
.top{position:sticky;top:0;z-index:100;box-shadow:0 3px 16px #071c2b20}
.nav{flex-wrap:nowrap}.navlinks{align-items:center}.nav-cta{white-space:nowrap;background:#0a9c93!important;padding:9px 14px;border-radius:8px;font-weight:800}
.article-layout{max-width:1190px;margin:auto;padding:0 24px;display:grid;grid-template-columns:minmax(0,790px) 275px;gap:38px;align-items:start}
.article-layout .article{min-width:0;width:100%;padding-left:0;padding-right:0}
.editorial-sidebar{padding-top:48px;position:static}
.side-panel{border:1px solid #d8e7e8;border-radius:14px;background:white;padding:20px;margin-bottom:20px}
.side-panel h2{font-size:20px;line-height:1.3;margin:0 0 12px}
.side-panel p{font-size:14px;line-height:1.6;color:#526575}
.side-panel a:not(.button){display:block;padding:6px 0;font-size:14px}
.side-panel .button{display:block;text-align:center;font-size:14px;margin:12px 0 0;padding:10px}
.nav-toggle{display:none}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #e1a51b;outline-offset:3px}
@media(max-width:980px){.article-layout{display:block;max-width:790px}.editorial-sidebar{padding:0 0 45px}.nav{flex-wrap:wrap;padding-top:10px;padding-bottom:10px}.navlinks{gap:10px}.navlinks a{font-size:13px}}
@media(max-width:620px){.nav{gap:8px}.brand{font-size:19px!important}.navlinks{width:100%;overflow-x:auto;flex-wrap:nowrap;padding-bottom:5px}.navlinks a{white-space:nowrap}.nav-cta{margin-left:auto}.hero{padding:55px 0}.article h2{font-size:25px}}